A healthy smile requires more than just brushing and flossing. You must take proper care of your teeth and gums to ensure your mouth stays in optimal condition. Fortunately, dental insurance can make everything from routine checkups to complex restorative treatments fit just about any budget. By getting the care you need, you can prevent oral health issues and other complications from occurring down the line. That said, here are three ways you can maximize dental insurance benefits while you still can.
Avoid Costly Dental Work with Preventive Care
Everyone should visit their dentist bi-annually for routine checkups and cleanings. These appointments are essential for spotting and treating dental problems before they turn into serious complications. By staying on top of your regular preventive care, you can avoid needing more costly and invasive procedures down the line. The good news is that most dental insurance plans fully cover preventive services like teeth cleanings, oral examinations, and X-rays at little-to-no cost to you. Make sure you attend all your regular checkups for the year!
Know What Your Insurance Covers
Although most dental insurance plans only cover preventive care, you may be able to use your benefits for other types of dental work. For example, if you need a filling to repair a weakened tooth, your insurance may cover it since it’s considered restorative. Even dental crowns are eligible for coverage because they’re often considered medically necessary. Not only can they strengthen your tooth, but the restoration can put your oral health back on the right track. Of course, every insurance policy is unique, which is why you should confirm the details of your coverage with your provider before committing to anything. Should you need assistance with that process, your dental team is always more than happy to help!
Schedule a Visit Before the Year Ends
Did you know that the end of the year is the best time to review your dental plan? If you want to maximize your coverage, it’s a good idea to find out what your remaining annual maximum is and when your benefits renew. By knowing the answers to these questions, you can make the most out of your insurance before it resets. Insurance benefits don’t typically carry over into the new year, which is why you should visit your dentist while you still can. Don’t forget to review your plan with your insurance provider to fully understand what’s covered.
Don’t worry – it’s not too late to maximize your dental insurance benefits! By following these tips, you can kick off the new year with a healthier smile and thicker wallet.
About the Author
Dr. Robert A. Whitmore has over 35 years of dentistry experience under his belt. He’s passionate about helping all his patients achieve their happiest, healthiest smiles. Dr. Whitmore values patient education to help everyone make confident and well-informed decisions for their oral health. If you’d like to learn more about how to maximize dental insurance benefits, don’t hesitate to reach out. You can reach him via his website or call (817) 468-1212.